Job Details.

Dy Manager / Manager

Job Code : 21996/2022/JC

Job Description

Detailed Job Description:

 As required for an ARM in client coverage wholesale Bank

  • Performing credit appraisal of clients (corporates/conglomerates with T/O > INR 250cr) and analyzing factors such as income growth, market share, risks associated with business, industry, balance sheet analysis etc., across sectors.
  • Liaison with Credit Risk, Compliance to get the credit memo approved internally
  • Loan disbursement & documentation function including liaison with legal, compliance, other teams.
  • Supporting RM’s in maintaining credit hygiene of their portfolios by tracking principal/interest payments, LC/BG maturities/expiry and following up with the customers/other internal departments.
  • Handling various CAD covenant and Early Warning Signal meetings with appropriate responses for each observations and minimizing client''s covenants overdue. Ensuring overall portfolio hygiene.
  • Assisting Senior Relationship Managers on new client’s meetings, internal presentations and MIS’s.
  • Handling various legal, compliance, audit observations aspects of the proposals.
  • Handling transaction activities w.r.t. account opening, FD placement, etc.


Skill sets required:

 (a) Be detail oriented i.e. have an eye for detail

(b) Have good communication skills i.e. the ability to put his / her point across

(c) Have good MS Office skills i.e. having worked/ made MS Power point presentations, run MS Excel models etc

(d) A go-getter i.e. yearning to learn, understand and manage business circumstances / situations

(e) Be Independent and work with a team

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