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Detailed Job Description:
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As required for an ARM in client coverage
wholesale Bank
- Performing
credit appraisal of clients (corporates/conglomerates with T/O > INR
250cr) and analyzing factors such as income growth, market share, risks
associated with business, industry, balance sheet analysis etc., across
sectors.
- Liaison
with Credit Risk, Compliance to get the credit memo approved internally
- Loan
disbursement & documentation function including liaison with legal,
compliance, other teams.
- Supporting
RM’s in maintaining credit hygiene of their portfolios by tracking
principal/interest payments, LC/BG maturities/expiry and following up
with the customers/other internal departments.
- Handling
various CAD covenant and Early Warning Signal meetings with appropriate
responses for each observations and minimizing client''s covenants
overdue. Ensuring overall portfolio hygiene.
- Assisting
Senior Relationship Managers on new client’s meetings, internal
presentations and MIS’s.
- Handling
various legal, compliance, audit observations aspects of the proposals.
- Handling
transaction activities w.r.t. account opening, FD placement, etc.
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Skill sets required:
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(a)
Be detail oriented i.e. have an eye for detail
(b)
Have good communication skills i.e. the ability to put his / her point across
(c)
Have good MS Office skills i.e. having worked/ made MS Power point
presentations, run MS Excel models etc
(d)
A go-getter i.e. yearning to learn, understand and manage business
circumstances / situations
(e)
Be Independent and work with a team
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