Detailed Job Description:
As required for an ARM in client coverage
credit appraisal of clients (corporates/conglomerates with T/O > INR
250cr) and analyzing factors such as income growth, market share, risks
associated with business, industry, balance sheet analysis etc., across
with Credit Risk, Compliance to get the credit memo approved internally
disbursement & documentation function including liaison with legal,
compliance, other teams.
RM’s in maintaining credit hygiene of their portfolios by tracking
principal/interest payments, LC/BG maturities/expiry and following up
with the customers/other internal departments.
various CAD covenant and Early Warning Signal meetings with appropriate
responses for each observations and minimizing client''s covenants
overdue. Ensuring overall portfolio hygiene.
Senior Relationship Managers on new client’s meetings, internal
presentations and MIS’s.
various legal, compliance, audit observations aspects of the proposals.
transaction activities w.r.t. account opening, FD placement, etc.
Skill sets required:
Be detail oriented i.e. have an eye for detail
Have good communication skills i.e. the ability to put his / her point across
Have good MS Office skills i.e. having worked/ made MS Power point
presentations, run MS Excel models etc
A go-getter i.e. yearning to learn, understand and manage business
circumstances / situations
Be Independent and work with a team